Medicare Supplement / Medigap
Understand Medigap Coverage
Medicare Supplement Insurance, commonly called Medigap, is private insurance designed to help pay certain out-of-pocket costs associated with Original Medicare.
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Medigap is different from Medicare Advantage.
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With Original Medicare and a Medigap policy, you remain enrolled in Original Medicare while the Medigap policy helps with certain covered cost-sharing.
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We can help you understand:
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How Medigap works
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The difference between Medigap and Medicare Advantage
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Medicare Supplement Plan G
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Medicare Supplement Plan N
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When you may be able to buy a Medigap policy
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Factors that can affect premiums
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Questions to consider before changing coverage
A particularly important consideration:
Your timing can matter when purchasing Medigap.
For many people, the six-month Medigap Open Enrollment Period that begins when they're 65 or older and enrolled in Part B provides important protections.
Other circumstances may provide additional rights.